The estate, finely
kept.
Heirlume is a private workspace for the household. We capture the full asset picture, draft an attorney-reviewable protection plan, and connect the people in your plan to it — so when the time comes, they know they're remembered, and they know where to look.
Pl. 1 — Estate overview, dark folio. Composite of one demo workspace.
From scattered statements to a complete folio in one evening.
A workspace for the household.
Invite your spouse as an equal owner. Designate emergency contacts to unlock specific sections only when necessary. The folio is family-shared by design.
The full asset picture.
Twelve guided sections cover every asset, liability, beneficiary and existing document. Auto-saves at every blur. About thirty minutes for an established household.
An attorney-reviewable plan.
Heirlume drafts entity recommendations, beneficiary fixes, and prioritised actions in under thirty seconds — every recommendation flagged for licensed-attorney review.
The plan is only as good as the people who can find it.
Other estate platforms optimize the document. Heirlume optimizes the handoff. Designate a beneficiary, an executor, a trustee, a guardian — and Heirlume sends a private invitation. They acknowledge they were reached. You confirm the right person. Now there is a mutual, consent-based connection between your plan and the people who'll need it.
They don't see what you've designated. No assets, no percentages, no terms. Only that they are remembered, and that Heirlume will guide them when the time comes. If you change your mind, you can revoke the connection silently — they're never told.
- §Mutual handshake. Three-step verification — invite, acknowledge, confirm — protects against typos and impersonation.
- §Privacy by default. Recipients see a connection, never the terms. Disclosure ladders up only at the moments you choose.
- §Compounding network. Each connected person becomes a future planner. The graph grows generation by generation.
Estate plans tell the family what happens to the money. We tell them how to log into it.
Most estate platforms forget the practical reality: when someone dies the family cannot log into the bank, the brokerage, the email, the insurance portal. Probate stalls. Bills go unpaid. Heirlume's credential vault is encrypted in your browser using AES-256-GCM with a key derived from PBKDF2(password + Vault PIN, salt, 600,000 iters). Your server never sees a plaintext password — not even hashed.
- §Zero-knowledge architecture. Plaintext credentials never reach our servers.
- §Trustee unlock. Flag entries as family-critical; an emergency contact unlocks only those.
- §Dead-man-switch. After three missed checkpoints, designated contacts are notified automatically.
Begin without payment. Scale to your full plan.
| Tier | Per month | Includes |
|---|---|---|
01Free | $0 /mo | Manual folio entry · single user · no live sync, no AI features. |
02CoreRECOMMENDED | $19 /mo | Live financial sync · document vault · cross-document reconciliation · death walkthrough · asset protection score · survivor view · spouse invite. 30-day free trial, no card required. |
03Premium | $49 /mo | Everything in Core · multiple workspaces (parents, children, in-laws) · dead-man-switch with trustee unlock · expanded Family Graph · priority AI capacity. |
04Family Office | Contact us | For RIAs, multi-family offices, and estate-planning attorneys. Multi-client multi-workspace · advisor seats with read-only access · white-label PDF reports. |
PRICING IS PROVISIONAL DURING PRIVATE BETA. ALL FIGURES IN USD.